This should have been a no-brainer. But the number of people who consider their weight a life-destroying reality, not so much.
And so despite vehement arguments from Bariatric surgeons on how bariatric surgery, that is, weight loss surgery ‘saves lives’, IRDA was not impressed.
The pro-coverage lobby’s arguments were hardly as frivolous as they sound and according to bariatric surgeon Dr Sanjay Borude, who operates on around 20 patients a month, said barely one per cent of the patients who opt to go under the knife do it for sheer cosmetic purposes. According to Dr. Borude, most of the patients who opt for weight-loss surgery are suffering from life-threatening ailments, a huge chunk of which cannot be conducted because of lack of funds.
Bariatric surgery is categorised by the insurance companies as a procedure done for cosmetic purposes, hence it is not covered in the insurance, despite repeated protests by the bariatric surgeons. The Insurance Regulatory and Development Authority (IRDA) rejected the demand to include bariatric surgery in the medical insurance despite arguments to the contrary.
We say, surgeons many have had a point but sometimes perceptions can seriously hinder our and in this case, IRDA’s view of facts on the ground.
No mediclaim for weight-loss surgeries: IRDA (Mumbai Mirror)