Locker Troubles! National Commission To The Rescue, Orders SBI To Pat 1.85L For Forcibly Opening A Consumer’s Locker

SBI Ordered To Pay 1.85L For Breaking A Customer's Locker

SBI Ordered To Pay 1.85L For Breaking A Customer's Locker

Ever wondered what all can go wrong with your bank lockers?

Of all the things that you can imagine, this one definitely takes the cake. The bank, on its whim, can break open your locker forcibly.

This is what precisely happened with Tapash Kumar Majumdar in Kolkata. When he reached the State Bank of India, Kolkata, he was told that his and his sister’s lockers were forcibly opened by the bank along with other defaulters despite the fact that they were not defaulters and had no outstanding dues in respect of rental charges of the locker. The district consumer forum did not take kindly to this and ordered a compensation of Rs, 2.15 Lakhs to be paid by the bank to the consumers. The compensation was reduced to 1.85 lakhs by the State Commission upon appeal and the Apex Consumer Body, West Bengal National Consumer Dispute Redressal Commission unequivocally upheld the State Commission’s decision, stating that the bank was at fault in treating its consumers such.

SBI To Pay 1.85 L For Breaking Open A Locker (Business Standard).

Important! Insurance Policy Kicks In As Soon As The First Premium Is Paid, Says Consumer Forum.

The district consumer forum, in a landmark stance, has ruled that the policy kicks in as soon as the first installment of the premium is paid. The ruling came in a case where a policy holder died soon after paying the first installment of the premium and TATA AIG General Insurance Company denied the claim on the ground that the policy became effective only from the next day. The forum ordered the insurer to honor the claim and pay the complainants the entire sum of over Rs. 3 lakhs. For complete story, see http://www.business-standard.com/generalnews/news/policy-becomes-effective-as-soon-as-payment-is-made-forum/30950/.

How Transcend Made Me Cry! A True Consumer Experience.

A consumer from Bangalore, on condition of anonymity, has shared the following experience with Tadka with respect to Transcend products. His intention is to not only share his woes but to ensure that other similarly placed consumers do not repeat the same mistakes, the essential take away from his experience being the important precautions highlighted by him that must be observed by every consumer.

Tadka brings to you his experience, in his own words, uncut and unedited.

This is my Personal Experience I’m sharing! @ Bangalore

Transcend a Leading Consumer Electronics Company which has wide product mix of raging from Pendrives, RAM’s, Memory Cards, External Hard drives, Digital Music Player etc. Compared to its rivals companies like, Kingston, PNY, Sony etc., Transcend has the highest market share in Pendrives and Memory cards. Company assures to give life time warranty at least on Pendrives and Memory cards, RAM’s. However on transcend official site (India) you won’t find any details about service centers located in India. Check yourself

http://in.transcend-info.com/Support/Warranty.asp?LangNo=0&Func1No=3&Func2No=214

Contact us page needs more than 15 minutes to understand. You must know things like product group, Serial No etc., just to contact them. See

 http://in.transcend-info.com/Contact/contact.asp?Func1No=3&Func2No=208..

After long research on Google you can find the service center which is an India Based Company which handles multiple brands for warranty support i.e. Accel frontline Service Pvt. Ltd. This company supports multiple international brands for warranty. However when I approached Accel, they said that my RAM is not working and I need a replacement. As I bought it online I must approach service centre. I did it and found that I will get my RAM replaced in 2 months and till than my computer will be off! No standby RAM is given. This applies to all products including Pendrive, Memory card or any other Transcend product. One of the service center employees told me not to buy transcend products rather buy products which have an official service in India or any company which can replace immediately. Buying offline in local market works differently as Dealer/Retailer from whom you purchase will give 1 year warranty from his side as he will give a new product out of his stock just to retain customer. After 1 year, remaining life time must be borne by you, the only option being Accel! In case you’ve bought the product online, no other option than Accel. I really don’t know whom to blame-myself for buying Transcend,  Accel for there insufficiency in getting the product replaced soon or Transcend for not taking any measures to address this issue as just selling huge products and not giving proper support is just waste!

You are better person for making choice what you buy so while buying online or offline look for:

1)                        Make and Country (In case Imported-by which company in India)

2)                        Warranty Terms and Conditions i.e. Dealer Warranty is given by the seller or

               Manufacturer Warranty: Is given by manufacturer and associated service centers

3)                        Service Center near or in your city

4)                        Time Taken to replace your product

5)                        Differentiate between original or fake. Make sure you always buy from big retail stores, avoid buying from roads, grey markets, any product you take it must have original invoice with VAT/CST so that it helps while warranty  check serial number on product as well as packet-they must match. In case they don’t, don’t buy that, and ones which don’t have serial number are fake. The seller may say serial number is inside the pack on chip but don’t fall pray-he is cheating.

6)                        Never fall prey to low cost items on road when you know the original price of it. It is better to always buy branded products with bill, and look for service. It is the main thing once you purchase the product.

(Tadka has always professed its commitment to provide an unbiased, open platform to consumers to share their views and experiences. Stories like this are our concrete step towards fulfilling this goal. If you also have a similar story and want to share, do write to us at submissions@akosha.com)

 

 

More And More Consumers Approaching Court As Consumers Fight For Justice Not Money-Times Of India Reports.

(Click to see enlarged images)

Times of India brings forth the consumer trends in these reports highlighting that motivation behind most consumer cases is justice rather than money. See Consumers Fight For Justice, Not Money. Another reports also brings forth the fact that more and more consumers are now going to courts, a definite indicator of improvement, however minuscule,  in the consumer law regime in the country. See More Consumers Going To Courts.

Consumers Fight For Justice, Not Money.

Jailed! Consumer Forum Awards Prison Term To A Bank Official For Non-Compliance.

Barnala District Consumer Forum asserted the authority of the forum, setting an example of the dire consequences that can follow if the authority of the forum is undermined. The forum awarded the chief manager of Barnala branch of State Bank of India a one month simple imprisonment for not complying with its earlier orders and that of State Commission to compensate a consumer who was defrauded of Rs. 40,000 at a Bank ATM despite the fact that he alerted the bank officials. The bank has also been asked to pay Rs. 5000 to the consumer which was complied with immediately by the bank authorities. For complete story, see http://timesofindia.indiatimes.com/india/Consumer-forum-awards-one-month-jail-term-for-bank-manager/articleshow/14788443.cms.

A Harried Passenger’s (True) Tale Of Tatkal Troubles!

July 10, 2012. The much awaited day of thousands of railway passengers in the country who have been mortally scared of an unexpected trip to any part of the country, courtesy the complete impossibility of getting railway tickets. Of course there has always been a tatkal, but the immediacy of the service seems to be oriented towards disappointing the passengers rather than sorting their travel issues out. July 10 is the date when several new norms and reforms come into force. But, how effective are these reforms? Runjhun narrates her firsthand experience with  IRCTC on the D-Day.

Any of us who has ever, ever tried to book a tatkal through the fabled IRCTC website have learnt how virtuous patience can be and how limits of frustration can be redefined everytime you thought that this was the pinnacle. The never ending wait for the page to open, the heartbreaking disappointment when after eons, the site does oblige and open but the available seats are long gone, the silent tears that sting your eyes when the site refused to budge or simply logged you out just when your transaction was about to be completed for the last remaining seat and the seering, unexplainable pain of disappointment when IRCTC happily credited the money from your account and then stubbornly refused to show the booked ticket page. The emotions that torment one’s soul when despite paying, you never get that elusive ticket are the stuff for poignant tales of sorrow and misery.

Of course IRCTC does return your money, they are no thieves. But for people who had desperately needed that ticket, the money becomes insignificant.

I am not even discussing what all transpires at the ticket booking windows. Perfectly sensible, decent gentlemen and ladies channel their barbaric ancestors, as they push, shove, pinch and punch to get ahead in the queue for tatkal. Civilized behavior is completely banished, manners and education be damned. All is fair in love and war and of course tatkal.

If tatkal were a God, blessings would have fallen in heaps at the devoted crowd that throngs outside the booking counters right from the preceding night, in a single minded pursuit of securing that tatkal ticket. But tatkal is no God and hence, blessings are few and far between with rest of resilient individuals left to fight another battle for yet another day. What a potent illustration of Karma theory at work! We toil and strive, for it is in our hands, but fruits of labor are in God’s..err..railway’s hands.

July 10, 2012 was about to change it all and we were willing to forgive and forget every other such date when we had high hopes but…

So, 10′o claock, 10 July, 2012, I sat before the IRCTC website, with a hope that for once the pages WILL open. And oh Mercy! How It did!

But then, then I realized, it wasn’t 10 yet. And just as the clock struck 10, everything in my idyllic world of tatkal dreams  fell apart-slowly and surely. The pages did not open. My IRCTC login page was stuck for so long that I practically memorized every blinking icon and then finally decided to save it for eternity as a screenshot.

When the pages did open, the transaction refused to proceed. And when transaction proceeded, the tickets had already gone into waiting. Within 25 minutes (that seemed to have stretched for proverbial eternity), my world had changed from 175 available seats to a ticket that showed CKWL 8.

So much for tatkal improvements!

( The measures are in place and going by the reports, the things were slightly smoother at the windows. Our only apprehension being for how long? Besides, IRCTC is supposed to be a parallel mechanism intended to provided convenient booking options to the passengers. There is actually no justification for the website to disappoint this severely especially at the crucial tatkal booking time slots. There are proposals and promises of an improved server and better handling capacity for the website and we can only hope that things will actually improve. But, as the things stand today, reforms or no reforms, tatkal booking through IRCTC continues to be as harrowing as it ever were. May be more.)